Terms of Use - Jackpot.com

Last Update: 01.07.2017

  1. 1. INTRODUCTION

These terms and conditions are the terms on which the Services (as defined below) are made available to you. We provide the Services via the Websites (as defined below) and downloadable mobile applications. These terms and conditions apply to your use of the Services whether accessed via such Websites or such mobile applications. If you are using the Services via one of the Websites, in these terms and conditions "Website" shall refer to the applicable Website (as further explained in Section B of these terms and conditions) and if you are using the Services via a downloadable mobile application, all references to the "Website" shall refer to that mobile application.

In addition to these terms and conditions, your use of the Services and the Website is also subject to separate sets of rules which apply to the different products made available on the Website from time to time (the "Rules"). The Rules can be found under the Help tab of the applicable section of the Website, or more specifically at [the Terms Page]. These terms and conditions and the Rules together constitute the "Terms".

Please read and understand these Terms and Conditions carefully before using our Website. By registering and then using the Website you agree to be bound by the Terms and by the Privacy Policy. Before accessing or using the Website and/or the Services, you should read the Terms carefully. If you do not accept the Terms, you should not access or use the Website and/or the Services.

In addition to the Terms, you should also read our Privacy Policy carefully, which sets out how we collect and use your personal information.

We may need to change the Terms from time to time for a number of reasons (including to comply with applicable laws and regulations, and regulatory requirements). Any minor or insubstantial changes may be made at any time and you are advised to review the Terms on a regular basis for such changes. The most up to date Terms will be available on the Website. All major changes will be notified to you in advance of such changes taking effect. If any change is unacceptable to you, you should cease using the Website and the Services. If, however, you continue to use the Website or the Services after the date on which the changes to the Terms come into effect, you will be deemed to have accepted those changes.

Note that the Terms relate to the Services (as defined below) only. Separate terms and conditions for the lottery syndicate services ("Syndicate Services") are available on the relevant webpages here. Please note that the Syndicate Services are only available to players based in Great Britain .

If the Terms are published in any language other than English, where there is a discrepancy, the English language version will prevail.

  1. 2. WHAT ARE THE SERVICES AND WHO AM I CONTRACTING WITH?

What are the Services?

Through this Website you can:

  • place bets on the outcome of lotteries (the provision of which is referred to as the "Gambling Services"). Please note that when you use the Gambling Services, you are therefore not participating in a lottery, and instead placing a bet on the outcome of a lottery. When you place such a bet you are entering into a contract with us, not with the lottery provider; and
  • where applicable, play virtual, random number generator-based games ("Instant Win Games").

References to the "Services" in the Terms is to the provision by us of the Gambling Services and Instant Win Games.

Who am I contracting with?

Depending on where you are based, you will enter a contract with one of our group companies as follows:

  • 1. If you are based in the United Kingdom ("UK"), by accessing the Website or using the Services, you are contracting with Lottomatrix Limited (a company incorporated under the laws of England and Wales whose company number is 10028806 with registered offices at Princes Exchange, Princes Square, Leeds, LS1 4HY) ("Lottomatrix"). Lottomatrix is licensed by the Gambling Commission of Great Britain, with licence number 45548, to provide the Services.
  • 2. If you are based in the Republic of Ireland, by accessing the Website or using the Services, you are contracting with Lottomatrix Operations Limited (a company incorporated at the Registrar of Companies in Malta whose company number is C 80365 with registered offices at Vincenti Buildings 28/19 (Suite no.1969), Strait street, Valletta, VLT 1432, Malta) ("Lottomatrix Operations").. Lottomatrix Operations provides the Services to customers in the Republic of Ireland under a Remote Bookmaker licence, with licence number1012916 .
  • 3. If you are based in any other country, by accessing the Website or using the Services you are contracting with Lottomatrix Operations Limited who is licensed and regulated by the Malta Gaming Authority ("MGA") under the following licence: MGA/CL1/1283/2016 issued on 13 February 2017.
  • 4. Please note that if you registered an account on the Website prior to 19 June 2017 and you resided anywhere other than the UK or the Republic of Ireland at that time, or prior to 01 July 2017 and you resided in the Republic of Ireland, the account you created has now been transferred to Lottomatrix Operations.
  • 5. All references to "we", the "Company", "us", and "our" in the Terms shall be read as referring to Lottomatrix and/or Lottomatrix Operations as appropriate. In the Terms, we will refer to you as "you" and "your".
  1. 3.DEFINITIONS

For the purposes of the Terms, the following terms will have the following meanings:

"Player(s)" - a user of the Website (also referred to as "you" or "your").

"Purpose" – the purpose of participating in the Services and/or the Syndicate Services.

"Source Lottery" - a lottery, the result of which a bet is placed on via the Website.

"Successful Bet" - is a winning bet which is placed on the outcome of a Source Lottery via the Website in accordance with these Terms.

"Website" - the domain www.jackpot.com and any subdomains or related domains you may be redirected to (depending on your location), including but not limited to uk.jackpot.com and www.jackpot.ie.

"Winnings" - the return paid to the Player in respect of a Successful Bet or the prize money won by a Player in playing an Instant Win Game.

A. THE SERVICES

  1. Who May Use the Services

1.1. You must not access or use the Website and/or the Services (or attempt to do so) unless: (i) you are 18 years old or more; or (ii) if you are based in a jurisdiction in which you must be older than 18 to gamble (for example in Estonia, where you must be 21 years old), you are of the legal age to gamble in such jurisdiction ("Legally of Age").

1.2. Access or use of the Website and/or the Services may be illegal in certain countries, irrespective of your age. You are responsible for determining whether your accessing and/or use of the Website is compliant with applicable laws in your jurisdiction and you confirm to us that your use of the Services is not illegal in the territory from which you access them. The use of the Services is illegal for any person citizen of or residing in a country currently listed by the Financial Action Task Force as posing a risk to the international financial system, in May 2017 published at http://www.fatf-gafi.org/publications/high-riskandnon-cooperativejurisdictions/documents/fatf-compliance-february-2017.html; any person listed on the financial sanctions list of HMRC, in May 2017 http://hmt-sanctions.s3.amazonaws.com/sanctionsconlist.htm; These individuals and such individuals must not access or use the Website and/or the Services (or attempt to do so).

1.3. In addition to this, there are certain territories which we block access from. Our list of blocked territories do not necessarily correlate to those jurisdictions where we have taken a view on legality; equally if a territory is not blocked, that does not amount to a representation on our part that participation in that territory is legal. We currently do not accept applications to register on the Website nor allow use of the Website and/or Services from the countries listed here. Please note that we may update this from time to time (for example due to changes in the law).

1.4. You must not access or use the Website and/or the Services (or attempt to do so) if you are based in any of the jurisdictions referenced in paragraphs 1.2 or 1.3 above or any jurisdiction in which it is illegal to do so (together, the "Prohibited Jurisdictions").

  1. Provision of the Services

2.1. We are committed to providing excellent customer service. As part of that commitment, we are committed to supporting responsible gambling. Although we will use our reasonable endeavours to enforce responsible gambling policies, we do not accept any responsibility or liability if, for reasons outside our reasonable control, you continue to gamble and/or seek to use the Website and/or Services with the intention of deliberately avoiding the relevant measures and protections in place.

2.2. We may suspend, modify, remove or add to the Services from time to time with immediate effect and without notice to you. If we make such a change that affects a bet that you have already placed, but has not yet settled (for example by removing a lottery from the list of lotteries available to bet on), your bet will be voided and we will return the applicable staked amounts back to you. Save for where we have not used reasonable care and skill, we shall not be liable for any loss suffered as a result of any such changes and you shall have no claims against us in this regard.

2.3. We only permit and accept use of the Services online (including via mobile device or downloadable applications on a mobile device).

B. YOUR JACKPOT.COM ACCOUNT

  1. Application

3.1. To register for an account and /or use the Services, you must:

3.1.1. be Legally of Age;

3.1.2. reside in a territory that is not a Prohibited Jurisdiction;

3.1.3. not be any person citizen of or resident in a country currently listed by the Financial Action Task Force as posing a risk to the international financial system, in May 2017 published at http://www.fatf-gafi.org/publications/high-riskandnon-cooperativejurisdictions/documents/fatf-compliance-february-2017.html; any person listed on the financial sanctions list of HMRC, in May 2017 http://hmt-sanctions.s3.amazonaws.com/sanctionsconlist.htm;

3.1.4. have a valid bank account or credit or debit card or alternative payment method that is approved by us that is registered to an address in a territory that is not a Prohibited Jurisdiction;

3.1.5. fully and accurately complete the required information on the application form; and

3.1.6. fully comply with the Terms at all times in relation to your use of the Website and/or the Services.

3.2. You may open only one account. You must never access the Services by means of another person's account. Should we identify that you have more than one account we may treat any such accounts as one joint account.

3.3. You shall not use your account or the Services for any professional, business or commercial purpose, nor must you let another person use your account.

3.4. You are not allowed to transfer funds from your account to any other Players or receive funds from others into your account. Furthermore, you may not sell, transfer and/or acquire Website accounts to/from other Players.

3.5. We may refuse any account registration request

  1. Age and Identity Verification

4.1. Following your application for an account, we may ask for proof of age from you as part of our age-verification checks. You will not be able to withdraw any amount deposited into your account until we have completed our age-verification checks . If age verification has not been satisfactorily completed within 72 hours of you applying for an account and depositing money, we will: (i) suspend your account; (ii) restrict your access to the Website until age verification has been successfully completed; and (iii) if on completion of age verification you are shown not to be Legally of Age, return all deposits to you (but we will not pay you any Winnings).

4.2. By accepting the Terms and/or registering to use the Website you hereby agree that we shall be entitled from time to time to conduct such identification, credit and other verification checks (including verifying your source of funds) that we may choose to do and/or are required to do by applicable laws, regulations and/or regulatory authorities. You agree to provide all such information as we require in connection with such verification checks. Until such time as the relevant checks are completed to our satisfaction, we may suspend or restrict your account.

4.3. All information supplied when registering with the Website MUST be accurate and complete in all respects. In particular, if using a credit or debit card, the cardholder's name MUST be the same as the name used when registering with the Website, unless you provide valid and verifiable reasons for it being different. Where the identification provided is inaccurate or incomplete, suspension of the account will occur until identity verification has been satisfactorily completed. Where an account is suspended, the relevant customer should Contact Us. Whilst your account is suspended, all monies that are deposited/wagered prior to this will not be returned to you nor will we pay you any Winnings.

4.4. We may elect to confirm your address by posting an address verification letter to you. All correspondence will be discreet and the envelope will not display any reference to any branding. We may suspend your account until such address verification is completed satisfactorily.

4.5. As part of registration and the ongoing monitoring of your account, we may supply your information details to authorised credit reference agencies to confirm your identity and payment card details. You agree that we may process such information in connection with your registration.

  1. Account Details

5.1. You must keep your password and all account details secret and confidential as you are responsible for use of the Services from your account and any other activities taking place on your account. Any transactions on your account will stand if your username and password have been entered correctly.

5.2. If, at any time, you feel a third party is aware of your user name and/or password you should change it immediately via the Website. Should you forget part or all of your username and/or password combination, please Contact Us.

5.3. You must keep your account details up to date. These details may be amended in the Account Details section of the Website. If you require any assistance in accessing such details, please Contact Us.

  1. Personal Information

6.1. We take our obligations under data protection laws which apply to us very seriously. Please read our Privacy Policy for more information about how your personal information is used by us.

6.2. We will comply with applicable data protection laws (including, for accounts in the UK and the Republic of Ireland, the Data Protection Act 1998 and for any other accounts the Protection Act, Chapter 440 of the Laws of Malta) in respect of the personal information you supply to us.

  1. Closing your account

7.1. If you want to close your account, please Contact Us. Any negative balance on your account will fall immediately due and payable to us, and your account will not be closed until the relevant amount owed to us is paid in full. Please note that if you want to close your account because you believe you have problems controlling your Gambling, you should refer to our Responsible Gambling resources set out here.

  1. Breach of Terms and Account Closure / Suspension

8.1. We may close or suspend your account at any time and for any reason. If we do so, we will return all amounts in your account to you, void all outstanding bets and return all associated staked amounts to you.

8.2. Irrespective of the foregoing, if any of the following instances occurs, we may suspend or close your account, and shall have those additional remedies set out in paragraph 8.3 below:

8.2.1. you become bankrupt;

8.2.2. we reasonably believe that you have used an account in another individual's name or for another individual's benefit, or acted in concert with other individuals;

8.2.3. if we reasonably believe that you have breached in whole or in part any provision contained in the Terms;

8.2.4. we reasonably believe that you have used the Website and/or the Services in a fraudulent manner or for illegal and/or unlawful purposes;

8.2.5. we reasonably believe that you have acted for any purpose other than the Purpose, including any professional, business or commercial purposes;

8.2.6. we reasonably believe that you have used the Website in an unfair manner, have deliberately cheated or taken unfair advantage of us or any of our customers (for example by using software to manipulate the time of bet placement, find out details of other Players' bets, or place a bet under an identity other than your own);

8.2.7. we reasonably believe that actions from your account in relation to your use of the Website and/or the Services were executed using artificial intelligence;

8.2.8. we are requested to do so by the police, any regulatory authority or court;

8.2.9. we reasonably believe that any of the events referred to above may have occurred or are likely to occur; or

8.2.10. we reasonably believe that you have attempted to access the Services from a Prohibited Jurisdiction.

8.3. If we close or suspend your account for any of the reasons referred to in paragraph 8.2 above, you shall be liable to us for any and all claims, losses, liabilities, damages, costs and expenses incurred or suffered by us as a direct result of such act or omission by you ("Losses"). We shall be entitled to withhold and/or retain any and all amounts which would otherwise have been paid or payable to you (including any deposited amounts, winnings or bonus payments where relevant) up to the amount of such Losses.

8.4. If, at any time, you are found to:

8.4.1. not be Legally of Age;

8.4.2. reside in a Prohibited Jurisdiction;

8.4.3. be a citizen of or residing in a country currently listed by the Financial Action Task Force as posing a risk to the international financial system, in May 2017 published at http://www.fatf-gafi.org/publications/high-riskandnon-cooperativejurisdictions/documents/fatf-compliance-february-2017.html; any person listed on the financial sanctions list of HMRC, in May 2017 http://hmt-sanctions.s3.amazonaws.com/sanctionsconlist.htm;

8.4.4. not have a valid bank account or credit or debit card or alternative payment method that is approved by us that is registered to an address in a territory that is not a Prohibited Jurisdiction; and/or

8.4.5. have materially breached these Terms

we may void your Bets and/or wagers on Instant Win Games (including, for the avoidance of doubt, even after a relevant draw has taken place which would have entitled you to certain Winnings except for a breach of these above).

  1. Inactive and Dormant Accounts

9.1. An account is deemed to be ‘inactive’ during any period in which none of the following actions take place in relation to it: (i) a successful deposit is made; or (ii) a bet or wager is placed.

9.2. If your account is 'inactive' for a period of 365 consecutive days, the following shall apply:

9.2.1. If the balance on your account is zero, your account will be closed and no fee shall apply.

9.2.2. If, on being deemed to be inactive, your account has a positive balance, we shall take reasonable steps to notify you using the details you provided during your registration process (or as updated by you).

9.2.3. If your account remains inactive, after a period of 28 days following our first attempt to notify you that your account has become inactive, we shall deduct a monthly administration fee from your account balance of either: (i) €2 (EUR) or £2 (GBP) depending on your account currency; or (ii) 5% of your account balance at the time that it is deemed to be inactive, whichever is greater.

9.2.4. The administration fee calculated in accordance with paragraph 9.2.3 above shall be deducted from your account balance on the expiry of the 28 day notification period mentioned above and every 28 days thereafter at the same rate until the earlier of: (i) your account balance reaching zero when no further administration fee shall be deducted and your account will be closed; or (ii) you ‘reactivating’ your account (in accordance with paragraph 9.3) when no further administration fee shall be deducted.

9.2.5. For Players outside the UK and Ireland, fees charged might be refundable in accordance with MGA Directive 1 of 2011 Inactive Accounts Directive.

9.3. You can "reactivate" your account by: (i) making a successful deposit; or (ii) placing a bet.

9.4. For Players outside the UK and the Republic of Ireland:

9.4.1. If you do not access your account (with a real money balance) for 30 months i.e. your account becomes dormant and if we have been unable to contact you or/and if you cannot be satisfactory located, in accordance with the applicable law, we shall close your account and transfer your remaining account balance to you or to the MGA.

9.4.2. Account holders who wish to recover funds held in a closed or excluded account, are advised to contact Customer Support.

C. YOUR FINANCES

  1. Deposits

10.1. You may bet or wager with the amount of cleared funds held in your account; we do not offer a credit facilitiy. Accordingly, if you want to place a bet on a Source Lottery or play any Instant Win Games, you must deposit money into your account. You may only deposit for the Purpose.

10.2. We may void any attempted bets or wagers which may have inadvertently been accepted by us when the account did not have sufficient funds to cover the bet or wager.

10.3. You authorise us to deduct monies to pay for the Services as requested by you from time to time as well as any applicable administration charges and fees which have been brought to your attention in the Terms.

10.4. We may impose different minimum and maximum amounts for deposits and stakes during a particular time period for you.. We will notify you in the instance that we impose any deposit limit .

10.5. We may use additional procedures and means to verify your identity and conduct Know Your Customer ("KYC") procedures when effecting deposits into your account.

10.6. You should only deposit funds into your account from a source where you are the named account holder or by a payment method which is secured by a pin code, password or another identity verification process. You are able to change your payment method, provided we are satisfied that the applicable verification checks set out in paragraph 4 are met. In cases where we identify that your chosen payment method does not meet the above requirements, we may treat any deposits into your account as being invalid and any bets or wagers made with such deposit as being void. Upon your request, we will return all such deposited amounts to the source from which they were received by us.

10.7. Depending on the payment method selected, deposits can incur charges or processing fees from third parties. Your bank may independently charge you for bank wire transfers and other methods of payment.

10.8. You agree that we shall be entitled to retain any interest which might accrue on monies held in your account.

10.9. Should funds be credited to your account in error it is your responsibility to inform us without delay. We shall recover such funds by account adjustment.

10.10. We may, at any time, set-off any positive balances in your account against any amount owed by you to us.

10.11. Where applicable you can choose the subscription option to place automated bets for products on the Website, with pre-set intervals. Any cancellation request should be delivered to us in writing at least 24 hours prior to the upcoming draw. Any such request will be considered "delivered" only once an acknowledgement of receipt is sent to you by us.

  1. Winnings and Withdrawals

11.1. All Winnings in respect of Successful Bets shall be paid out in accordance with Appendix 1 to these terms and conditions. All Winnings in respect of Instant Win Games will be paid out in accordance with the Rules that apply to the applicable Instant Win Game.

11.2. All withdrawals will be processed to the account from which the deposits were made. Withdrawal payments can only be made in the name of and to the registered account holder. All our withdrawal methods can be found here.

11.3. To request a withdrawal you should click the 'Withdraw' button on the Website. Subject paragraph 11.5, there being sufficient funds in your account to withdraw and your withdrawal request meeting the minimum withdrawal limit, the withdrawal will then be processed. In exceptional circumstances or for certain payment methods, we may require additional documents from you before we are able to process the withdrawal. We will notify you if we require such information shortly after your withdrawal request is made.

11.4. The applicable minimum withdrawal limits can be found here. Please note that these limitations will not apply if you are either closing your account or withdrawing all the balance on your account.

11.5. If you make a deposit and have not fully wagered or bet an amount equal to the value of the deposited amount before you request a withdrawal, we may apply a charge of 5% of the amount requested to be withdrawn (up to a maximum of €5 (EUR) or £5 (GBP), depending on the currency of your account). This charge will be applied to the balance of your account or the value of the withdrawal requested to cover all reasonable costs incurred by us relating to both the deposit and withdrawal. We may withhold any withdrawal requests until we receive sufficient explanation from you as to why the deposit amount was not played in full.

11.6. The method by which we transfer withdrawn amounts out of your account may vary depending on the size of the transaction. Any third party bank and payment processing charges and fees incurred are borne by you and we are entitled to debit your account accordingly.

11.7. We will conduct KYC checks to verify your identity on any one or cumulative withdrawals totalling €1,500 (EUR) or more.

11.8. Any free bets, bonuses or Winnings credited to your account in error are not available for use by you, and we may void any transactions made by you of such funds and/or withdraw the relevant amount from your account and/or reverse the transaction, either at the time or retrospectively when we become aware of the error.

  1. Currencies and Exchange Rates

12.1. If you are based in the UK, deposits, bets and wagers will be in Pounds Sterling (GBP). If you are based anywhere other than the UK, deposits, bets and wagers will be in Euros (EUR).

12.2. For any deposit, bet, wager or payout of Winnings involving an exchange in currency, the applicable rate of exchange will be the same exchange rate that is imposed on us by our bank at the time of the relevant.

12.3. We may pay Winnings in either the currency used to deposit into the applicable account, Euros (EUR) or the currency used by the Source Lottery.

  1. Other

13.1. If we incur any charge-backs, reversals or other charges in respect of your account, we may charge you for the relevant amounts incurred.

13.2. In the event that any Winnings incur taxes, duties or levies, these are borne by you. You are responsible for reporting your Winnings and losses to the tax and/or other authorities in your jurisdiction. In the event that we are required to pay any taxes, duties or levies (including withholdings) directly to a regulatory authority you agree that we are entitled to deduct these amounts from any Winnings payable to you or your account balance, or claim these amounts from you. Please see Appendix 1 for more on withholdings.

13.3. You may access information about your current balance and account and gambling history by following the process set out here (for your current balance) and here (for your gambling history).

13.4. You shall not treat the Website as a financial institution nor expect interest on your deposits.

  1. Customer Funds Protection

14.1. For UK players only – we are required by our gambling licence to inform customers about what happens to funds which we hold on account in the event of insolvency.

14.2. We hold customer funds separate from company funds in a separate client account(s). This means that your funds are not protected in the event that we go into insolvency and these funds would form part of our business assets and may be partially or entirely paid to our creditors. This meets the Gambling Commission of Great Britain's requirements for the segregation of customer funds at the level: basic segregation.

D. BETS AND WAGERS

  1. Placing Bets/Wagers

15.1. Before you place a bet or wager we would advise you read all applicable information available on the Website so that you are fully aware of the risks involved in gambling.

15.2. We may decline all, or part, of any participation in the Services requested at our sole and absolute discretion.

15.3. It is your responsibility to ensure details of your bets or wagers are correct before placement. Once you have placed a bet or wager you may not cancel or change it.

15.4. We may refuse any bet or wager before placement and we may also cancel any bet or wager placed at any prior to the applicable event occurring. Provided there is no suspicion necessitating account closure or suspension, the bet or wager will be refunded in full to you in the event of such cancellation.

15.5. Amounts deposited in your account will be allocated to the Services in the order that the applicable bets or wagers are placed.

  1. Bet/Wager Confirmation

16.1. A bet or wager will only be valid once accepted by our servers. Each valid bet or wager will receive a unique transaction code. We shall not be liable for the settlement of Winnings where your bet or wager has not been issued with a unique transaction code. If you are unsure about whether your bet or wager is valid, please check your "My Transactions" page or Contact Us.

16.2. Notwithstanding the above, if your bet or wager is using funds deposited via a credit or debit card, such bet or wager will not be valid until we have received payment in full. The bet or wager will be automatically void if we have not received the payment prior to the relevant event commencing. In the case of any chargeback, reversal, or an insufficient funds notice from your bank or cancellation, any Winnings related to such payment will be void.

16.3. Save in respect of our negligence or fraud, and subject to your rights as set out in Section I of these terms and conditions, should a dispute arise between us, you agree that the "our transaction" log database will be determinative.

  1. Offers

17.1. All customer offers are limited to one per person, immediate family, household address, email address, telephone number, same payment account number (e.g. debit or credit card), mobile device, application download or shared computer (e.g. public library or workplace).

17.2. Where any term of the offer or promotion is breached or there is any evidence of a series of bets or wagers placed by a customer or group of customers, which due to a deposit bonus, enhanced payments, free and risk free bets/wagers, or any other promotional offer results in guaranteed customer profits irrespective of the outcome, whether individually or as part of a group, we may reclaim the bonus element of such offers and in our absolute discretion settle bets or wagers at the correct odds, void the free and risk free bets or wagers or void any bet or wager funded by the deposit bonus. In addition, in such instances, we may levy an administration charge on the customer up to the value of the deposit bonus, free and risk free bet/wager or additional payment to cover administrative costs. We may ask any customer to provide sufficient documentation to evidence the customer’s identity and to ensure that he/she is not acting as an agent or in concert with a third party or parties, prior to us crediting any bonus, free and risk free bet/wager or offer to the customer’s account.

17.3. All our offers are intended for recreational Players and we may limit the eligibility of customers to participate in all or part of any promotion, as set out in the terms and conditions of the promotion.

17.4. Offers only apply to customers who have made a real money deposit into their account.

E. USE OF THE WEBSITE

  1. Information and Content

Information accessed by you on the Website is for your personal use only and the distribution or commercial exploitation of such information is strictly prohibited. No guarantee is given as to the uninterrupted provision of such information, its accuracy or as to the results obtained through its use.

  1. Your Equipment

Your computer equipment or mobile device and internet connection may affect the performance and/or operation of the Website. We do not promise that the Website will operate without faults or errors or that the Services will be provided without interruption. We do not accept any liability for any failures or issues that arise due to your equipment, internet connection or internet or telecommunications service provider (including, for example, if you are unable to use the Services or to view or receive certain information in relation to particular events).

  1. Software and Technical Issues

20.1. In order for you to use certain products offered on the Website you may be required to download software. This may be software provided by us or provided by a third party. To use third party software, you may be required to agree to additional terms and conditions governing the use of such software. If you do not accept those third party terms and conditions, you should not use the relevant third party software. We do not accept any liability in respect of any third party software.

20.2. You are only permitted to use software made available to you via the Website for the purpose of using our products on the Website and, save to the extent permitted by applicable law, for no other purposes whatsoever.

20.3. We grant to you a personal, non-exclusive, non-transferable right to use the relevant software, for the sole purpose of using the Services on the following terms:

20.3.1. You are not permitted to: (i) install or load the software on to a server or other networked device or take other steps to make the software available via any form of "bulletin board", online service or remote dial-in or network to any other person; (ii) sub-license, assign, rent, lease, loan, transfer or copy (except as expressly provided elsewhere in the Terms) your licence to use the software or make or distribute copies of the software; (iii) enter, access or attempt to enter or access or otherwise bypass our security system or interfere in any way (including but not limited to, robots and similar devices) with the relevant products or the Website or attempt to make any changes to the software and/or any features or components thereof; or (iv) copy or translate any user documentation provided 'online' or in electronic format. In addition, and except to the minimum extent permitted by applicable law in relation to computer programs, you are not permitted to: (a) translate, reverse engineer, decompile, disassemble, modify, create derivative works based on, or otherwise modify the software; or (b) reverse engineer, decompile, disassemble, modify, adapt, translate, make any attempt to discover the source code of the software or to create derivative works based on the whole or on any part of the software.

20.3.2. You do not own the software. The software is owned and is the exclusive property of us or a third party software provider company (the "Software Provider"). Any software and accompanying documentation which have been licensed to us are proprietary products of the Software Provider and protected throughout the world by copyright law. Your use of the software does not give you ownership of any intellectual property rights in the software.

20.3.3. The software is provided "as is" without any warranties, conditions, undertakings or representations. We do not promise that: (i) the software will meet your requirements; (ii) the software will not infringe any third party’s intellectual property rights; (iii) the operation of the software will be error free or uninterrupted; (iv) any defects in the software will be corrected; or (v) the software or the servers are virus-free.

20.3.4. If there are communications or system errors occurring in connection with the settlement of accounts or other features or components of the software, neither us nor the Software Provider will have any liability to you or to any third party in respect of such errors. We may, in the event of such errors, remove all relevant products from the Website and take any other action to correct such errors.

20.3.5. You hereby acknowledge that how you use the software is outside of our control and at your own risk.

20.3.6. The software may include confidential information which is secret and valuable to the Software Provider and/or us. You are not entitled to use or disclose that confidential information other than strictly in accordance with the Terms.

20.4. While we endeavour to ensure that the Website is available 24 hours a day, we shall not be liable if for any reason the Website is unavailable at any time or for any period. We may make changes or corrections to or to alter, suspend or discontinue any aspect of the Website and the content or services or products available through it, including your access to it.

20.5. You must not misuse the Website by introducing viruses, Trojans, worms, logic bombs or other software which is malicious or technically harmful. In particular, you must not access without authority, interfere with, damage or disrupt the Website or any part of it; any equipment or network on which the Website is stored; any software used in connection with the provision of the Website; or any equipment, software or website owned or used by a third party. You must not attack our Website via a denial-of-service attack. Save where we have not taken reasonable steps, we will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website, software or to your downloading of any material posted on it, or on any website linked to it.

  1. Your Promises to Us

21.1. You confirm the following to us:

21.1.1. You are not based in a Prohibited Jurisdiction;

21.1.2. You are Legally of Age and you are of sound mind and you are capable of taking responsibility for your own actions;

21.1.3. All details provided by you to us either during the registration process or at any time thereafter, including as part of any payment deposit transaction, are true, current, correct and complete and match the name(s) on the credit/debit card(s) or other payment accounts to be used to deposit or receive funds in your account unless we have been able to verify the reason for the difference to our satisfaction;

21.1.4. You have verified and determined that your use of the Services does not violate any laws or regulations of the jurisdiction that applies to you;

21.1.5. You will not commit any acts or display any conduct that damages our reputation;

21.1.6. You are solely responsible for recording, paying and accounting to any relevant governmental, taxation or other authority for any tax or other levy that may be payable on any winnings;

21.1.7. You acknowledge and agree that we may publish the amounts you have won alongside your first name and the first letter of your surname on the Website and/or through social networks. If you win an amount equivalent to €50,000 (EUR) or more, you may be invited to receive such Winnings at a hospitality and handover ceremony organised by us (that might be open to media, subject to our discretion) and to give an interview or interviews subject to full prior disclosure as to what the ceremony will involve. You may elect at all times to remain anonymous for the purposes of the media interviews. Should you elect to do so, we may still decide to publish the winning amounts with only your first name and country of residence on websites, blogs, etc.

21.1.8. You shall use the Services and the Website only in good faith towards both us and other Players using the Services. If we have reasonable suspicion that you have been using the services in bad faith, we shall have the right to terminate your account and any other accounts you may hold with us and we shall be entitled to retain all monies therein and any winnings. You hereby expressly waive any future claims against us in such regard;

21.1.9. You declare that funds used by you on this Website are not sourced illegally or arise from an illegal act and that you will not use the Services as a money transfer system; and

21.1.10. You shall not use any artificial intelligence which includes but is not limited to "robots" and "spiders" in relation to your use of the Website and/or the Services. All actions taken in relation to the service by you must be executed directly by you, using only the tools available on the Website.

  1. Third Party Content

22.1. We receive content from a number of suppliers. Certain third party product providers may require you to agree to additional terms and conditions governing the use of their content. If you do not accept the relevant third party Terms, then you must not use the relevant third party content.

22.2. We do not accept any liability in respect of any third party content.

22.3. We do not allow any of our employees, their immediate families, officers, directors, third parties that relate to the entire Group to bet or wager on any market or event where the third party service provider is providing a service to us. We will void any bet or wager where such betting or wagering has taken place.

22.4. Where the Website contains links to third party websites and resources, these links are provided for your information only. We have no control over the content of these sites or resources, and accept no liability for them or for any loss or damage that may arise from your use of them. The inclusion of a link to a third party website does not constitute an endorsement of that third party’s website, product or services.

  1. Errors

23.1. We do all that we can to avoid errors but in some instances errors may still occur. "Obvious errors" include (but are not limited to): the publication of incorrect pricing, incorrect prizes and/or jackpots of a Source Lottery or incorrect terms of a bet as a result of human error or due to computer malfunction; we have erroneously accepted bets from you after the relevant deadline or after the start of the relevant draw; the amount of Winnings paid to you has been miscalculated as a result of human error or due to computer malfunction; in accordance with the applicable Rules, a bet should not have been accepted in the first place.

23.2. In such circumstances, we may: (i) correct the error and resettle the bet at the correct price or terms which were available with us when the bet was placed; or (ii) declare the bet void and return the staked amount to you. In addition to this, where the error is that a bet is accepted on a draw for a Source Lottery that should no longer have been available, we may move such bet to the next draw of such Source Lottery.

23.3. When we notice that a pricing error has occurred and where there is sufficient time to do so before the start of an event, we will endeavour to contact you and allow you to cancel the bet.

  1. Other

24.1. We actively monitor traffic to and from the Website. We may to block access where evidence indicative of automated or robotic activity is found.

24.2. We may restrict access to all or certain parts of the Website in respect of certain jurisdictions.

F. OUR LIABILITY

26. Nothing in the Terms shall exclude or limit our liability for fraudulent misrepresentation or for death or personal injury resulting from our negligence or negligence by us, our employees or agents.

27. You have certain rights under the law. These include: (i) that we will provide services with reasonable skill and care and within a reasonable time; and (ii) that you will have a right to repair or compensation for damage to your device or other digital content we have supplied.

28. You have certain legal remedies if we breach any of these rights which may apply notwithstanding the Terms. Nothing in the Terms is intended to affect these legal rights or other rights to which you may also be entitled.

29. Whilst we endeavour to ensure that the information on the Website is correct, we do not promise that the information and material on the Website will be accurate or complete. The Website may contain typographical errors or other inaccuracies, or information that is out of date. We are under no obligation to update such material. The information and material on the Website is provided "as is", without any conditions, warranties or other terms of any kind. Accordingly, subject to paragraphs 27 and 28, we provide you with the Website on the basis that we exclude all representations, express or implied warranties, conditions and other terms which but for the Terms might have effect in relation to the Website.

30. Subject to paragraphs 27 and 28, in no case shall our liability to you exceed:

30.1. in respect of your Winnings, the amount of Winnings properly due to you (subject to the maximums set out in Appendix 1 for Winnings in respect of Successful Bets); and

30.2. in respect of any other liability, the amount you wagered and/or bet in the preceding 6 months, up to a maximum of €5,000 (EUR) or £5,000 (GBP) depending on your account currency.

31. Subject to paragraphs 27 and 28, we are not responsible for:

31.1. loss of profits;

31.2. loss of business;

31.3. loss of revenue;

31.4. loss of opportunity;

31.5. loss of data;

31.6. loss of goodwill or reputation; or

31.7. indirect losses which are a side effect of the main loss or damage and which are not reasonably foreseeable by you and us at the time of you accepting the Terms.

G. OUR INTELLECTUAL PROPERTY RIGHTS

31.8. Your use of the Website and its contents grants no rights to you in relation to our intellectual property rights including, without limitation, trade marks, logos, graphics, photographs, animations, videos and text or the intellectual property of third parties in the Website and its contents.

31.9. You may not copy, reproduce, republish, download, post, broadcast, record, transmit, commercially exploit, edit, communicate to the public or distribute in any way the services, web pages or materials on the Website or the computer codes of elements comprising the Website other to the extent required to use the Services. Subject to the above, you may download insubstantial excerpts of this content to your hard disk for the purpose of viewing it provided that no more than one copy of any information is made.

31.10. If you make use of a feature that allows you to upload material, information, comments, postings or other content to the Website ("User Content"), then the User Content will be considered to be non-confidential and non-proprietary and we have the right to use, copy, distribute and disclose to third parties any User Content for any purpose. We also has the right to disclose your identity to any third party who is claiming that any User Content posted or uploaded by you to the Website constitutes a violation of their intellectual property rights or of their right to privacy. We have the right to remove, amend or edit any User Content you contribute to the Website.

H. OTHER PROVISIONS

32. You may terminate your account at any time by sending an email to Member Support located at support@jackpot.com, such termination to take effect upon our closing your account, which shall occur within 7 calendar days after our receipt of your email. Your email will be deemed "received" only after a confirmation email is sent to you from our system. We will also start counting the 7 day period from this point. During the pre-closing period, you shall remain responsible for any activity on your account. This right is separate from the right you have to exclude yourself from the Website which will also involve us closing your account for a limited time or permanently, as chosen by you. Please see uk.jackpot.com/account-details.

33. The Terms and any document expressly referred to in them and any guidelines or rules posted on the Website constitute the entire agreement and understanding of the parties with regard to the Services and supersede any previous agreement between the parties relating to their subject matter. You acknowledge and agree that in entering into and agreeing to the Terms and any document expressly referred to in them and any guidelines or rules posted on the Website you do not rely on, and shall have no remedy in respect of, any statement, representation, warranty, understanding, promise or assurance (whether negligently or innocently made) of any person (whether party to this agreement or not) other than as expressly set out therein. Nothing in this clause shall operate to limit or exclude any liability for fraud or fraudulent misrepresentation.

34. No failure or delay by us in exercising any right under the Terms shall operate as a waiver of this right. Similarly, any single or partial exercise of any right shall not preclude any further exercise of any of these rights or the exercise of any other right. If any provision of the Terms is found by any court or administrative body of competent jurisdiction to be invalid or unenforceable, such invalidity or unenforceability shall not affect the other provisions of the Terms which shall remain in full force and effect.

35. You shall execute or cause to be executed all documents and do or cause to be done all further acts and things consistent with the terms of the Terms that we may from time to time reasonably require in order to vest in and secure to us the full benefit of rights and benefits to be transferred or granted to us under the Terms and for the protection and enforcement of the same and otherwise to give full effect to the Terms.

36. Nothing in the Terms shall create or be deemed to create a partnership, joint venture or principal-agent relationship between the parties and no party shall have authority to bind any other in any way unless expressly provided otherwise in the Terms.

37. We shall not be in breach of the Terms nor liable for delay in performing, or failure to perform, any of our obligations under the Terms if such delay or failure results from events, circumstances or causes beyond our reasonable control including (without limitation) any telecommunications network failures, power failures, failures in third party computer hardware or software, fire, lightning, explosion, flood, severe weather, industrial disputes or lock-outs, terrorist activity and acts of government or other competent authorities. In such circumstances the time for performance will be extended by a period equivalent to the period during which performance of the obligation has been delayed or failed to be performed.

38. We may assign, transfer, charge, sub-license or deal in any other manner with the Terms, or sub-contract any of our rights and obligations under the Terms, to any party including any company within our group.

39. Any notice to be given under the Terms must be in writing, in English and may be served by hand delivery, recorded delivery or registered post or airmail or email to: (a) in the case of us, our address as set out at the beginning of the Terms or as displayed on the Website; and (b) in respect of notices given by us to you, pursuant to the Player registration procedure (including any amendment to those details you have provided to us). Any notice shall be deemed to have been received: (a) if delivered by hand, at the time of delivery; (b) if sent by recorded delivery or registered post, at 09.30 (GMT) on the second clear day after the date of posting; (c) if sent by pre-paid registered airmail, at 09.30 (GMT) on the fifth clear day after the date of posting; (d) if sent by email, at the time of sending; and (e) if sent by fax, at the time of transmission by the sender.

40. The Appendices, the Rules and any document expressly referred to in them and any guidelines or rules posted on the Website form an integral part of the Terms and shall have effect as if set out in full in the body of the Terms. In the event of any inconsistency between the main body of these terms and conditions and the Appendices, the Rules and/or any document expressly referred to in them and any guidelines or rules posted on the Website, unless stated otherwise, the main body shall prevail.

41. A person who is not a party to the Terms has no right under any applicable law to enforce any term of our contract with you.

42. You agree that you will not make or attempt to make any charge backs, and/or deny or reverse any payment that you have made and you hereby agree that you will reimburse us for any charge backs, denial or reversal of payments you make and any loss (including bank penalty charges) suffered by us as a consequence thereof.

43. We may seek criminal and contractual sanctions against you if you are involved in fraud, dishonest or criminal acts when using this Website and/or the Services and will make such reports as necessary to the authorities.

44. In addition, if we have reasonable suspicion that you are engaging in any type of fraud, dishonesty or criminal actions, we may withhold payment to you, recover any Winnings as well as block or terminate your account.

45. Under no circumstances shall we be liable for any unauthorized use of credit cards, irrespective of whether or not the credit cards were reported stolen.

I. COMPLAINTS, DISPUTES, GOVERNING LAW AND JURISDICTION

46. If you have any cause to complain about anything please Contact Us. We will deal with your complaint and all disputes as quickly as possible.

47. If we are unable to settle a complaint or dispute by any of our internal procedures, you are entitled to refer the dispute to an alternative dispute resolution (ADR) entity.

48. For Players in the UK, the applicable ADR entity is the Independent Betting Adjudication Service (IBAS). You may contact IBAS as follows:

48.1. There is an online adjudication form available at http://www.ibas-uk.com on the Home page - a form can also be requested over the telephone (telephone number 0207 347 5883).

48.2. Players can also write to:

Independent Betting Adjudication Service

PO Box 62639

London

EC3P 3AS

49. For Players outside of the UK and the Republic of Ireland, if you disagree with our final decision in respect of your claim and/or dispute and would like to challenge it, then inasmuch as it relates to any acts by us under our Maltese online gambling licence, you may bring your claim and/or dispute following the receipt of our final decision to the MGA at:

Address: Malta Gaming Authority

Building SCM 02-03, Level 4, SmartCity Malta, Ricasoli SCM1001, Malta

Telephone Number: +356 2546 9000

Email: support.mga@mga.org.mt.

50. Players in the Republic of Ireland, the UK and any other European Union country may contact the European Commission's Online Dispute Resolution (ODR) service in relation to disputes. The platform can be reached via http://ec.europa.eu/odr.

51. For players outside the UK and the Republic of Ireland the Terms and the relationship between us shall be governed by, and interpreted in accordance with, the laws of Malta. Without prejudice to your right to refer a dispute to an ADR entity or the ODR, if you wish to take court proceedings against us you must do so in Malta. However, if you reside elsewhere in the European Union, you still have the benefit of any applicable rights under the laws of, and the right to bring an action before the courts of, your country of habitual residence.

K. INSTANT WIN GAMES

52. You can participate in Instant Win Games on the Website. These are virtual games whereby successful numbers are selected at random via a certified random number generator.

53. Players may pay to participate in a single or multiple Instant Win Game(s). Your stake is calculated using the amount of Instant Win Games paid for and can be found in the Instant Win Games area of the Website.

54. Details of your participation in Instant Win Games can be found in the “My Transactions” area on the Website.

55. We may supplement or delete from the range of Instant Win Games on the Website, or revise the format of any Instant Win Game.

56. You can win a single prize for each Instant Win Game (except where it is otherwise provided for). There are many different prizes to be won, for example:

56.1. Monetary prizes

56.2. Tangible rewards (as described on the Website)

56.3. Entries for additional Instant Win Games

56.4. Other rewards we determine in our discretion.

APPENDIX 1: BETTING COVERAGE AND MAXIMUM WINNINGS

In this Appendix, we set out further information on how we operate, how Winnings will be calculated for Successful Bets and the terms that apply in relation to the same.

For the purposes of this Appendix, the following terms will have the following meanings:

"Main Numbers" – the numbers that your bet selects as being the main numbers which will be drawn in a Source Lottery.

Prize Class” - the class within which a Prize Group will fall depending on the rules of the Source Lottery and which determines how the applicable Winnings are calculated.

"Prize Group" – the group within which a Successful Bet will fall depending on the number and allocation of Main Numbers and Special Numbers selected when placing that Successful Bet (in accordance with the rules of the applicable Source Lottery).

"Special Number" – the numbers that your bet selects as being the additional numbers which will be drawn in a Source Lottery. Additional numbers are not applicable to all Source Lotteries and are selected in addition to the main numbers. They are often referred to as either "powerball numbers" or "lucky star numbers" by the Source Lottery Operator.

"Source Lottery Jackpot" - the aggregate sum payable by the Source Lottery Operator to Ticket Holders in respect of all Source Lottery Prize Tickets in a Prize Group in Class A or Class B with regards to the relevant draw of the Source Lottery, as announced by the Source Lottery Operator.

"Source Lottery Operator" - the lottery company that organises and runs the Source Lottery.

"Source Lottery Prize Ticket" – any winning ticket in the Source Lottery.

How We Operate

We act as a bookmaker in respect of bets that you place on the outcome of Source Lotteries. We always endeavor to pay out all Winnings in respect of Successful Bets and in order to do so, we use certain hedging measures and financial instruments. In particular, we may take out insurance policies in order to cover certain payouts to players.

In some cases, instead of using financial instruments to endeavor to pay out Winnings, we may purchase actual tickets in the Source Lottery being bet on on behalf of you. In the event that we do so and you are due Winnings in respect of a Successful Bet, we may need your assistance in claiming the applicable winnings from the Source Lottery, which may include you having to claim the winnings directly from the Source Lottery Operator..

If we require you to do so, we will reimburse you for any reasonable expenses incurred by you as approved by us in advance. In claiming winnings directly from the Source Lottery Operator, if such winnings for such entries incur any taxes, duties or levies, these are to be borne by you. Under no circumstances will we have any obligation to pay you any amount the Source Lottery Operator may fail to pay you in connection with any winnings for such entries.

If you are unwilling or unable to assist, we may not be able to claim the winnings from the Source Lottery.

Our Liability to You

As a result of the above hedging techniques, whilst we will make every effort to payout as per the prize table below, depending on the technique used we may be reliant on: (i) the Source Lottery Provider paying us the applicable winnings; and (ii) the insurance provider paying out the insurance claim (such winnings and claim being together the "Funds").

Provided we have used reasonable endeavours to obtain the Funds, you acknowledge and agree that we will only be liable to you for any Winnings in respect of Successful Bets to the extent that we have received the Funds from the applicable third party. We will pay your Winnings to you to the extent that and as soon as we receive the corresponding Funds from the applicable third party. As a result, there may be instances where your receipt of Winnings in respect of Successful Bets may be delayed and/or we may be unable to payout in accordance with the table set out below. If, for any reason following these endeavors, we fail to obtainthe Funds, our liability to you in respect of your Winnings in respect of Successful Bets will be limited to the amount of your Winnings, up to a maximum of £1,000,000.

How are Winnings calculated?

Following the draw of a Source Lottery by the Source Lottery Operator, we will calculate the Winnings for each Successful Bet made in respect of such Source Lottery (in accordance with the provisions set out below) in the original currency of the Source Lottery. It may take us a short period of time to do so, and to notify you of any Winnings.

Which calculation will apply depends on: (i) the Source Lottery that the Successful Bet was placed on; (ii) the Prize Group within which the Successful Bet falls; and (iii) the Prize Class within which this Prize Group falls. In the table below we explain how these three factors interrelate.

The applicable Prize Groups in the table below are denoted by the single numbers (not in brackets). Depending on the Source Lottery, these may fall within one of three Prize Classes: Class A, Class B or Class C.

Which Prize Group a Successful Bet will fall into will depend on the number and combination of Winning Numbers matched by the Player in his/her bet with the draw of the Source Lottery. These are denoted by the numbers in brackets below. When two numbers are referenced in the brackets, the first number represents the applicable Main Numbers that need to be matched and the second number the Special Numbers that need to be matched in addition to the Main Numbers. Where only one number is listed in brackets, no Special Numbers apply.

For example, in the below table for the EuroMillions Source Lottery, '2 (5+1 correct)' is listed in the Class B Prize column. This means that Prize Group 2 for this Source Lottery falls within the Class B Prize Class (and therefore Winnings will be calculated in accordance with the calculations set out below for Class B). The numbers in brackets mean that in order for a Successful Bet to fall within Prize Group 2, it must match 5 Main Numbers and 1 Special Number correctly.

Prize Class

Jackpot.com Game

Source Lottery / Source Lottery Operator

Class A

Class B

Class C

EuroMillions

EuroMillions / LAE

1 (5+ 2 correct)

2 (5+1 correct)

4 (4+2 correct)

3 (5 correct)

5 (4+1 correct)

6 (3+2 correct)

7 (4 correct)

8 (2+2 correct)

9 (3+1 correct)

10 (3 correct)

11 (1+2 correct)

12 (2+1 correct)

13 (2 correct)

MUSL PowerBall

Powerball / MUSL

1 (5+1)

-

2 (5 correct)

3 (4+1 correct)

4 (4 correct)

5 (3+1 correct)

6 (3 correct)

7 (2+1 correct)

8 (1+1 correct)

9 (0+1 correct)

EuroJackpot

Eurojackpot / DLTB

1 (5+2 correct)

2 (5+1 correct)

4 (4+2 correct)

3 (5 correct)

5 (4+1 correct)

6 (4 correct)

7 (3+2 correct)

8 (2+2 correct)

9 (3+1 correct)

10 (3 correct)

11 (1+2 correct)

12 (2+1 correct)

German Lotto

Lotto 6 aus 49 / DLTB

1 (6+1)

2 (6)

3 (5+1 correct)

4 (5 correct)

5 (4+1 correct)

6 (4 correct)

7 (3+1 correct)

8 (3 correct)

9 (2+1 correct)

MUSL MegaMillions

Mega Millions / MUSL

1 (5+1)

-

2 (5 correct)

3 (4+1 correct)

4 (4 correct)

5 (3+1 correct)

6 (3 correct)

7 (2+1 correct)

8 (1+1 correct)

9 (0+1 correct)

Superenalotto

Super Enalotto / Sisal

1 (6)

-

2 (5+1 correct)

3 (5 correct)

4 (4 correct)

5 (3 correct)

6 (2 correct)

Polish Lotto

Lotto / TS

1 (6 correct)

2 (5 correct)

3 (4 correct)

4 (3 correct)

*Irish Lotto

Lotto / PLI

1 (6 correct)

2 (5+1 correct)

3 (5 correct)

4 (4+1 correct)

5 (4 correct)

6 (3+1 correct)

7 (3 correct)

**UK Lotto

Lotto / Camelot

1 (6 correct)

-

2 (5+1 correct)

3 (5 correct)

4 (4 correct)

5 (3 correct)

**Thunderball

Thunderball / Camelot

1 (5+1 correct)

-

2 (5 correct)

3 (4+1 correct)

4 (4 correct)

5 (3+1 correct)

6 (3 correct)

7 (2+1 correct)

8 (1+1 correct)

9 (0+1 correct)

Australian OZ Lotto

Oz Lotto / NSW

1 (7 correct)

-

2 (6 + 1 correct) OR (6+2 correct)

3 (6 correct)

4 (5+1 correct) OR (5+2 correct)

5 (5 correct)

6 (4 correct)

7 (3 +1 correct) OR (3+2 correct)

Australian OZ Powerball

Powerball / NSW

1 (6+1 correct)

-

2 (6 correct)

3 (5+1 correct)

4 (5 correct)

5 (4+1 correct)

6 (3+1 correct)

7 (4 correct)

8 (2+1 correct)

Saturday Lotto

Saturday Lotto / NSW

1 (6 correct)

-

2 (5+1 correct) OR (5+2 correct)

3 (5 correct)

4 (4 correct)

5 (3+1 correct) OR (3+2 correct)

6 (1+2 correct) OR (2+2 correct)

Monday Lotto

Monday and Wednesday Lotto / NSW

1 (6 correct)

-

2 (5+1 correct) OR (5+2 correct)

3 (5 correct)

4 (4 correct)

5 (3+1 correct) OR (3+2 correct)

6 (1+2 correct) OR (2+2 correct)

Wednesday Lotto

Monday and Wednesday Lotto / NSW

1 (6 correct)

-

2 (5+1 correct) OR (5+2 correct)

3 (5 correct)

4 (4 correct)

5 (3+1 correct) OR (3+2 correct)

6 (1+2 correct) OR (2+2 correct)

French Lotto

Loto / FDJ

1 (5+1 correct)

-

2 (5 correct)

3 (4+1 correct)

4 (4 correct)

5 (3+1 correct)

6 (3 correct)

7 (2+1 correct)

8 (2 correct)

9 (0+1 correct) OR (1 + 1 correct)

Mega-sena

Mega-Sena / Caixa

1 (6 correct)

-

2 (5 correct)

3 (4 correct)

Canadian lotto 6/49

Lotto 6/49 / OLG

1 (6 correct)

2 (5+1 correct)

3 (5 correct)

4 (4 correct)

5 (3 correct)

6 (2+1 correct)

Swiss Lotto

Swiss Lotto / Swisslos Interkantonale Landeslotterie

1 (6+1 correct)

2 (6 correct)

3 (5+1 correct)

4 (5 correct)

5 (4+1 correct)

6 (4 correct)

7 (3+1 correct)

8 (3 correct)

Austrian Lotto

Austria Lotto / Österreichische Lotterien GmbH

1 (6 correct)

2 (5+1 correct)

3 (5 correct)

4 (4+1 correct)

5 (4 correct)

6 (3+1 correct)

7 (3 correct)

8 (0+1 correct)

* Bets on this Source Lottery are not available in the Republic of Ireland

**Bets on this Source Lottery are not available in the UK

Depending on which Prize Class a Prize Group falls within, a formula will be applied to calculate the applicable Winnings. The same formula is applied for Class A and Class B, however the calculation that applies to Class C differs.

Below we set out further information in respect of each:

Winnings for Prize Groups in Class A or B

Winnings for a Successful Bet in a Prize Group that falls within Class A or B will be calculated using the following formula:

Winning for a Successful Bet = P / (m + n)

Where:

  • "n" is the number of Source Lottery Prize Tickets within the Prize Group;
  • "m" is the number of Successful Bets within the Prize Group; and
  • "P" is the Source Lottery Jackpot within the Prize Group.

Example i)

  • The Source Lottery Jackpot for Prize Group 1 (in Prize Class A) is 1,000,000.00 EUR (P = 1,000,000.00 EUR).
    • There is one Successful Bet that falls within Prize Group 1 (m = 1)
    • No Source Lottery Winning Ticket is announced for Prize Group 1 by the Source Lottery Operator (n=0)
    • Winnings payable with regard to the Successful Bet are 1,000,000.00 EUR (being 1,000,000 / (1 + 0))

Example ii)

  • The Source Lottery Jackpot for Prize Group 2 is 100,000.00 EUR (P = 100,000.00 EUR)
  • There is one Successful Bet that falls within Prize Group 2 (m = 1)
  • Two Source Lottery Prize Tickets are confirmed for Prize Group 2 by the Source Lottery Operator (n=2)
  • Winnings payable with regard to the Successful Bet are 33,333.00 EUR (being 100,000 / (1 + 2)).

Winnings for Prize Groups in Class C

If a Successful Bet for a Prize Group falls within Class C, the applicable Winnings will correspond with the prize payable by (and as reported by) the Source Lottery Operator for the corresponding Source Lottery Prize Ticket as if the Player had purchased that Source Lottery Prize Ticket.

For example, if you placed a bet on the EuroMillions and you matched 3 Main Numbers and 2 Special Numbers, such Successful Bet would fall within Prize Group 6 (in Prize Class C). The amount of Winnings due to you from us would correspond with the amount that you would have received from the Source Lottery Operator had you purchased the corresponding Source Lottery Winning Ticket.

What happens if the Source Lottery Operator fails to announce any prize?

If the Source Lottery Operator fails to announce any prize in the appropriate Prize Group (i.e. there is no Source Lottery Prize Ticket for the Prize Group), the Winnings payable in respect of each Successful Bet in that Prize Group shall be based on the proportion of the total prize pool fund allocated to that Prize Group by the Source Lottery Operator.

For example:

  • A Source Lottery Operator does not publish a prize for Prize Group 2.
  • The announced jackpot (Prize Group 1) for this Source Lottery was EUR 8,000,000. The Source Lottery Operator allocates 80% of the prize fund to the jackpot and 5% to Prize Group 2.
  • If Prize Group 2 falls in Prize Class B and the number of Successful Bets in this Prize Group is 2, then Winnings are calculated as follows:

Winnings = 8,000,000 x (0.05 / 0.8) / 2 = EUR 250,000

  • If the Prize Group 2 falls in Prize Class C, then Winnings are calculated as follows:

Winnings = 8,000,000 x (0.05 / 0.8) = EUR 500,000

Payouts

Payouts by one Prize Group to another

The terms detailed above are based on the assumption that there is no payout of prizes by one Prize Group to another, resulting from there being either:

  • no Source Lottery Prize Tickets in a Prize Group for a draw;
  • no Source Lottery Prize Tickets in a Prize Group for a series of subsequent draws; or
  • a cap on the available jackpot. For example if the jackpot exceeds a certain amount, then the amount that this is exceeded by is distributed to other Prize Groups.

MUSL PowerBall and MUSL Mega Millions

The following additional terms apply solely in respect of the MUSL PowerBall and MUSL Mega Millions.

We can choose to pay out any Winnings for Prize Group 1 with regards to MUSL Mega Millions and MUSL Powerball over a period of up to 30 years (the “Deferment Option Payment Plan”). Under the Deferment Option Payment Plan, we will make the first instalment as soon as practicable following the relevant draw, with the subsequent 29 instalments to be made at yearly intervals. The amount of those instalments is calculated so as to rise by a percentage set annually by MUSL until satisfaction of the full amount due.

Should we decide instead to pay out the Winnings in a one-off payment (the “Single Payment Option”), in accordance with the rules of MUSL Mega Millions and MUSL Powerball, the total Winnings payable to you (after any applicable withholdings have been applied as set out below) shall be reduced by 40%.

For example, if you were due $30,000,000 (USD) (after any applicable withholdings have been applied as set out below) and we chose to pay you by the Deferment Option Payment Plan you would receive $1,000,000 in year 1, and then $1,000,000 (plus the additional yearly uplift set by MUSL) each year thereafter for 29 years. If we chose to pay you by the Single Payment Option, you would receive $18,000,000 (USD) in one lump sum.

The decision of whether to distribute Winnings under either the Deferment Option Payment Plan or the Single Payment Option is at our sole discretion.

Witholding for Prizes in MUSL PowerBall and MUSL MegaMillions

Provided we receive the prize from the Source Lottery or the insurer, for Prize Group 1 and 2, we will deduct 39.6% of the Winnings before pay out. This is to account for the amount withheld by the Source Lottery Operator when we receive the prize from the Source Lottery or the insurer This withholding aims to place the Player in a similar economic position they would have been had they played the Source Lottery.