What is a Set For Life Scratcher?

The Set For Life Scratcher from the Colorado Lottery offers an exciting opportunity for players to win big. Match numbers or reveal special symbols to score impressive prizes. Set For Life Scratcher is ideal for those looking to test their luck and go for a big win.


How to Play

It's easy to play the Set For Life Scratcher. Simply purchase a ticket from an authorized Colorado Lottery retailer or through the Jackpot.com platform or app and scratch off the play area to reveal your numbers and the winning combination. If any of your numbers match the winning numbers, you win the prize shown below the matching number. Reveal a “STACK OF COINS” symbol, win that prize instantly! Reveal a “10X” symbol, and win 10 times the prize shown! Reveal a “20X” symbol, and win 20 times the prize shown! Uncover a “LIFE” symbol, win $25,000 A MONTH FOR LIFE!


What are the Prizes?

The Set For Life Scratcher offers a wide range of prizes, from smaller payouts to larger winnings. Prizes are won by matching numbers, uncovering multiplier symbols, or revealing bonus symbols.
Here is a list of all the prizes you can win in the Set For Life game and the odds of winning them:

Prize TierPrize AmountProbability
1$6,000,0001 in 1,200,000
2$50,0001 in 200,000
3$5,0001 in 70,588.24
4$2,5001 in 30,000
5$5001 in 91.81
6$2001 in 35.29
7$1001 in 3.95

You have a second chance to win Set For Life as this game allows second chances for non-winning tickets. Check the Colorado lottery website for rules and how to enter.


What are the Odds?

The overall odds of winning any prize on the Set For Life Scratcher are 1 in 3.42. This means that, on average, roughly one out of every three tickets will be a winner. Odds vary depending on the prize, with smaller amounts being easier to win than the larger, more significant prizes. For example, the odds of winning the $6,000,000 top prize are 1 in 1,200,000.


What is the Price?

Each Set For Life Scratcher ticket costs $50, offering a blend of exciting potential payouts and a premium gaming experience.


When Can I Buy It?

Set For Life Scratcher tickets are available year-round at authorized Colorado Lottery retailers and online through Jackpot.com and its app. You can purchase them whenever you’re ready to try your luck, either in-store or from the convenience of your device.


How Do I Claim My Winnings?

Claiming your winnings from a Set For Life Scratcher ticket is straightforward:

  • Prizes up to $599: Will be deposited directly into your player account and can be withdrawn into your bank account or used for future ticket purchases.
  • Prizes between $600 and $5,000: Require completing a claim form, available at Colorado Lottery offices or online. You can submit your claim by mail or in person at any Colorado Lottery office.
  • Prizes over $5,000: Must be claimed at a Colorado Lottery office. You need to provide your winning ticket, a completed claim form, and a valid photo ID. Our Customer Experience Team will arrange for receipt of your ticket so you can claim your prize.

Enjoy playing the Set For Life Scratcher and good luck!